Department for Transport in denial
According to the Daily Telegraph coverage of Mr Justice Jay's decision in
Delaney v Secretary of State [2014] EWHC 1785, see article published on 4 July 2014, the Department for Transport spokesperson said:
‘We are looking closely at the judgment and are minded to appeal. Even if
the judgment were to stand, claims will be excluded from compensation where
serious criminality and a close connection between the crime and the accident
can be shown.’
Is this bravado or have they really
learnt so little from their futile defence?
The reason why this rather unappealing claimant succeeded in his claim
against the Secretary of State for Transport is that the European Motor
Insurance Directives permit only one instance where the MIB can lawfully exclude
liability to compensate a victim of an uninsured driver in circumstances that
require compulsory third party insurance cover.
That exception is confined by what is now article 10.2 of the Sixth Motor
Insurance Directive to ‘persons who
voluntarily entered the vehicle which caused the damage or injury when the body
can prove that they knew it was uninsured.
It is a simple binary issue: either the case facts match this single criterion
or they don’t. If they do, then the MIB
can lawfully exclude liability to compensate; if they don’t they can’t. Is this really so difficult?
So it is irrelevant whether the injured passenger is a shop lifter
travelling home after a long day’s lifting with his takings, or a drug dealer
visiting his customer or even a wife beater en route to perpetrate his
crime.
The Secretary of State for Transport should understand, like it or not,
that in this country the law applies equally to saints and sinners. Outlawry no longer holds sway. No one is above or below the law; not even a minister
of state. So will he please discharge
his legal responsibility as a Minister and reform our national law provision in
this area so that it complies, at the very least, with the minimum standards
imposed under European Community law.
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