What you can do
- Provide your name and address
- Say you are responding to the Minister’s review of the Uninsured and Untraced Drivers Agreements
- You may well share my view that most of the proposals for improving these Agreements are to be welcomed, with the exception of Question 18 which is illegal as it conflicts with Community law (see my articles). You can safely ignore the 19 Questions in the review paper if you like, as these are largely of peripheral concern. However the key points to make are:
- The proposals don’t go nearly far enough.
- The Minister needs to:
- Restore the original legislative objective of the Road Traffic Act 1930 (as amended by the 1934 Act) to ensure that all victims of motor vehicle users who under our national law are entitled to compensation for their loss or injury are to be automatically entitled to recover compensation from the vehicle’s motor insurers direct, wherever the accident occurs in the UK and whatever the circumstances of the incident. The victims right to compensation should be guaranteed and free from any policy term or other restriction in liability between the insurer and policyholder.
- Adhere to the minimum standards of protection for victims of motor vehicle users required by the Sixth Motor Insurance Directive and Community law (which incidentally requires the full and comprehensive third party cover set out above).
- Codify the statutory and extra-statutory provision for victims of uninsured and unidentified drivers so that they provide a consistent, clearly articulated, fair and just compensatory regime for victims of insured, insufficiently insured, uninsured or unidentified drivers alike.
If you want to submit a more detailed response, then see my earlier post Call For Reform